Net worth, one honest figure.
What you own, less what you owe. Each asset is valued in the way that suits it, each loan keeps the lender’s balance, and your net worth is the difference, with how it has changed this year.
Included in Premium and Ultimate.
No credit card required. Free forever plan.
What you can do
Three ways to value an asset
Type in what it is worth, follow the balance of a wallet, or let it depreciate along a schedule. A new valuation restarts the line from there.
Loans as the lender sees them
Loans, credit, mortgages and personal debts. Only the principal of a payment reduces the balance; the interest is shown apart.
Payoff dates
See when a loan will be paid off and its next instalments, split into principal and interest.
A warning that matters
If a payment does not outrun its own interest, the loan will never clear. The page says so instead of showing a blank.
Maintenance that fits the thing
A car is serviced by distance or date, a home by date alone. Add items from suggestions for that kind of asset, and see what is overdue or due soon.
Work done
Mark maintenance done with the transaction that paid for it and the service job that did it, and keep the history.
How it works
List what you own
A home, a car, investments, each with how it should be valued.
List what you owe
Each loan with its balance, rate and payment.
Watch the difference
Net worth updates as values, balances and payments change.
Works with the rest of Focus Pivot
Every section reads the same wallets and transactions, so nothing is typed twice and nothing disagrees.
See it on your own numbers.
Included in Premium and Ultimate.