Your money has a story.
See yours in 60 seconds.
Focus Pivot turns your finances, goals and habits into one Life Score — and a picture of your life that upgrades as you do.
Take the free 60-second assessmentEvery bar is live — connected to your real wallets, goals and habits.
Meanwhile, the average household loses €2,340 a year without noticing.
Forgotten subscriptions (€312), late fees (€420), untracked small stuff (€1,608). Your story deserves better chapters — Focus Pivot finds the leaks in week one and turns them into progress you can see.
*Illustrative member-reported averages.Quick estimate: what are you leaking?
Based on member-reported averages by household spending.Your provisional Life Score in 4 taps
Answer honestly — nothing leaves this page.
1. Could you cover 3 months of expenses from savings today?
2. Do you know how many subscriptions you pay for?
3. When did you last pay a late fee?
4. Does part of your money work without you (investments, rent, dividends)?
Save your score and see the full picture — free account, 4 minutes:
Google or Apple fills in your name and takes you straight to setup. Free forever plan · no card.Watch your picture upgrade
Hit real-life targets and the scene changes — a safe that fills up, a loan that disappears, a house that gets a facade.
Life Score 68
Safe 60% full, car loan almost done, sleep needs work. Honest — not judgmental.
Life Score 78
Car paid off (2 months early), safe glowing at 100%, first €1k invested on autopilot.
Life Score 90+
Passive income covers the bills. The beach house appears in your scene — and in your plan.
One app for your money, goals and habits
Budgets, bills, net worth, goals and habits share one set of numbers — no spreadsheets, no copying between apps.
Budgets & spending
Wallets, budgets and every transaction in one place. See what's left before the month runs out.
Bank statement import
Upload the CSV or Excel statement from your bank instead of retyping it. SEB, Swedbank, Citadele, Luminor, Paysera and Revolut are recognised automatically.
Bills & due dates
Scheduled payments with due dates and a past-due radar, so bills are paid before they cost you a late fee.
Net worth & debts
Assets, loans and the money people owe you, side by side — one honest net worth figure.
Goals & habits
Turn plans into goals and daily habits, then watch your Life Score move as you keep them.
Family & shared budgets
Budgets the whole household shares, and a clear record of who owes whom.
Plus a calendar, week plan, people directory and projects. Compare what each plan includes.
Zero-risk start
Free plan forever · Premium trial without a card · 48-hour money-back · export or delete your data anytime.
The best month to start was January.
The second best is today.
Founding-member pricing is locked for as long as you stay subscribed. See the plans.
Take the free assessment