Your money, goals and habits.
One command center.
Stop juggling spreadsheets and reminder apps. Focus Pivot keeps your wallets, budgets, bills, net worth, goals and habits on one set of numbers — so you always know where you stand and what to do next.
No credit card required. Free forever plan.
One app. Better decisions.
Stop guessing and start steering, with the numbers you already have.
See everything in one place.
Wallets, transactions, budgets, bills, debts and net worth on one set of numbers — every figure agrees with every other.
Never miss what’s due.
Bills with due dates, money people owe you, and a dashboard that lists what needs your attention first.
Steer toward what matters.
Goals that follow a real figure and habits that count only the days they’re due, beside the money that pays for them.
Build a money system driven by numbers, not guesswork.
Know exactly where you stand — today, at the end of the month, and every day in between.
All your wallets in one place.
Cash, bank accounts, savings and crypto, each with its own balance. A cash withdrawal or deposit between them is recorded as a transfer, not an expense.
Import your statement in minutes. Premium
Upload the CSV or Excel file your bank exports. SEB, Swedbank, Citadele, Luminor, Paysera and Revolut are recognised automatically.
Your data, stored securely.
Encrypted connections. Download a copy of your records or close your account whenever you like.
Finally see where your money really goes Premium
- Money in and out of every wallet
- By tag, label, object or service
- By project or event, on Ultimate
- Click any ribbon to list its transactions
Analytics trace each euro from where it came in to where it went — over the last week, month, year or any window you pick.
Net worth at a glance Premium
Your home, car and investments against your loans and what people owe you — one honest figure, and how it changed.
Bills before they’re late Premium
Scheduled payments with due dates and a past-due radar, so a bill is paid before it costs you a late fee.
Add a transaction in seconds
Expense, income, cash withdrawal or deposit: pick the kind and the form fills in your side and your wallet. Type the amount, add a word if you like, and save.
- Categories, tags and labels on every payment
- Link it to a project, an object or a service job
- Unlimited transactions on every plan
The whole picture, on one set of numbers.
Every section reads the same wallets and transactions, so nothing is typed twice and nothing disagrees.
What do your unused subscriptions cost?
A subscription you stopped using, a late fee, small spending nobody writes down. Focus Pivot puts every payment and due date in one place, so the ones you no longer want stand out.
Plan your days, not just your money.
Tracking that sits on the same numbers as your wallets. Stop keeping goals in one app, habits in another and the budget in a spreadsheet.
Goals that keep scoreEach one follows a wallet, a loan, a habit or a budget.
Habits on due daysA rest day never breaks a streak.
Week planRecurring time boxes for deep work, family and rest.
To-dosToday, upcoming and done, with tags.Your shortcut to a well-run week.
You don’t have to start from a blank page. Pick goals and habits from a catalogue, set your week once, and let Focus Pivot keep the score.
What it keeps track of- Goals that follow a wallet balance, a loan, a habit or a budget
- Habits that count only the days they’re due
- A week plan, task boards and to-dos with due dates
Let your goals keep their own score.
Pick one from a gallery sorted by area of life, or write your own: name it, say why it matters and how often it starts again, and pick the number that measures it: a wallet balance, a loan, a habit, a budget — or one you keep yourself, like pages read. Record it in a tap and watch the bar fill.
Try Focus Pivot freeNever miss what’s due again.
Your dashboard and notifications bring up what needs you — bills falling due, budgets running hot, money you’re owed — most urgent first.
- Water & wastewater is due in 2 daysScheduled payments · Premium
- Groceries budget at 85%Budgets
- Rent from your tenant was expected 3 days ago. Chase it, or mark it received.Scheduled payments · Premium
- Japan trip is still short €450Projects & events · Ultimate
- Renew the car registration is due todayTo-dos · Ultimate
- Emergency fund is due in 30 daysGoals · Ultimate
Examples of the reminders Focus Pivot writes for you.
In your pocket, in your browser.
Open Focus Pivot on your phone and the same numbers are there — nothing to install.
Your money check-up in 4 taps.
Answer honestly — nothing leaves this page.
1. Could you cover 3 months of expenses from savings today?
2. Do you know how many subscriptions you pay for?
3. When did you last pay a late fee?
4. Does part of your money work without you (investments, rent, dividends)?
A rough score from your four answers, worked out in your browser and not saved anywhere.
See the real numbers behind your answers — free account, about 4 minutes:
Google or Apple fills in your name and takes you straight to setup. Free forever plan · no card.Start in three steps. Own the story.
None of them needs a spreadsheet.
Bring your numbers in
Add wallets and payments as they happen — or, on Premium, upload your bank’s statement.
Decide what you’re aiming for
Set budgets, goals and habits; each goal follows a real figure.
Keep it on track
Bills with due dates and a dashboard that lists what needs you.
No credit card required. Free forever.
The price you subscribe at stays yours for as long as you stay subscribed. See the plans.