Your money has a story.
See yours in 60 seconds.
Focus Pivot keeps your budgets, bills, net worth, goals and habits in one place — so you can see where you stand and what to fix next.
Take the free 60-second check-upAn example. In the app, each goal follows a figure you already keep — a wallet balance, a loan, a habit or a budget.
Small leaks add up — usually without anyone noticing.
A subscription you stopped using, a late fee, small spending nobody writes down. Focus Pivot puts every payment and every due date in one place, so the ones you no longer want stand out.
Quick sum: what do your unused subscriptions cost?
Worked out from your two answers only, here in your browser.Your money check-up in 4 taps
Answer honestly — nothing leaves this page.
1. Could you cover 3 months of expenses from savings today?
2. Do you know how many subscriptions you pay for?
3. When did you last pay a late fee?
4. Does part of your money work without you (investments, rent, dividends)?
A rough score from your four answers, worked out in your browser and not saved anywhere.
See the real numbers behind your answers — free account, about 4 minutes:
Google or Apple fills in your name and takes you straight to setup. Free forever plan · no card.How it works
Three steps, and none of them needs a spreadsheet.
Bring your numbers in
Add your wallets and payments as they happen — or, on Premium, upload the CSV or Excel statement your bank exports.
Decide what you're aiming for
Set budgets, goals and habits. Each goal follows a real figure, so its progress is never typed in by hand.
Keep it on track
Bills with due dates and a past-due radar, and a dashboard that lists what needs your attention.
One app for your money, goals and habits
Budgets, bills, net worth, goals and habits share one set of numbers — no spreadsheets, no copying between apps.
Budgets & spending
Wallets, budgets and every transaction in one place. See what's left before the month runs out.
Bank statement import Premium
Upload the CSV or Excel statement from your bank instead of retyping it. SEB, Swedbank, Citadele, Luminor, Paysera and Revolut are recognised automatically.
Bills & due dates Premium
Scheduled payments with due dates and a past-due radar, so bills are paid before they cost you a late fee.
Net worth & debts Premium
Assets, loans and the money people owe you, side by side — one honest net worth figure.
Goals & habits Ultimate
Goals that follow a real figure — a wallet balance, a loan, a budget — and daily habits that count only the days they're due.
Where your money goes Premium
Analytics that trace money from where it came in to where it went, by wallet and tag, and by project or event on Ultimate.
Plus a calendar, week plan, people directory and projects. Compare what each plan includes.
Zero-risk start
Free plan forever · Premium trial without a card · download a copy of your data or close your account anytime.
The best month to start was January.
The second best is today.
The price you subscribe at stays yours for as long as you stay subscribed. See the plans.
Take the free check-up