Who owes what, in both directions.
Keep every loan between you and somebody else in one place. What is still owed is worked out from the repayments you record, so it is always the original amount less what has come back.
Included in Premium and Ultimate.
No credit card required. Free forever plan.
What you can do
Am I up or down?
What you owe, what you are owed and your net position on one row, with what is past due beside them.
Every repayment counts
Record a repayment and the balance moves at once. Correct or remove one and it moves back.
Link the real payment
Tie a repayment to its transaction. A payment going the wrong way for that debt is shown and refused, with the reason.
A plan to clear it
With a due date, the page suggests a monthly amount that clears the debt in time. It is a figure to think with, and nothing acts on it.
No date is fine
A deposit you get back when you move out has no due date, and never reads as late.
Reminders
Be told as a due date approaches. Repaying part of a debt does not set the reminder off again.
How it works
Add the debt
Who, how much, which way it runs and when it is due, if ever.
Record repayments
As they happen, linked to the transaction if there is one.
See it close
Follow what is left until it is repaid, then keep the record.
Works with the rest of Focus Pivot
Every section reads the same wallets and transactions, so nothing is typed twice and nothing disagrees.
See it on your own numbers.
Included in Premium and Ultimate.