Your money, your time, your people. One app.
Track what you spend, plan what comes next and stay close to who matters. Pick a feature to see how it works.
Manage your money
Every wallet and payment on one set of numbers, from today’s balance to your net worth.
Dashboard
Your day, your money and your goals on one screen, arranged the way you want it and drawn from every section you use.
See moreAnalytics Premium
Where every payment came from and where it went, drawn as ribbons. Point at one for its total and click it for its transactions.
See moreWallets
Cash, bank accounts, savings and crypto, each with its own balance and a chart of it over any period you choose.
See moreBalance milestones
Count what your wallets really hold and every balance carries on from your count, while the difference shows what went unrecorded.
See moreTransactions
Every payment with both sides and both wallets. Add one in seconds and search all columns at once, with every match marked.
See moreBank statement import Premium
Upload the CSV or Excel statement your bank exports and its payments arrive without retyping. Checked before anything is imported.
See morePhoto Inbox Premium
Photograph a receipt, invoice or contract and it is read for you. Check what was found and apply it. Nothing changes until you do.
See moreScheduled payments Premium
Rent, subscriptions, instalments and income you expect, each with its due dates, so you see what falls due next and what is late.
See moreBudgets
Budgets on a category, a wallet, a tag and more, with the pace you are spending at and where the period will end.
See moreDebts & receivables Premium
Money you have borrowed and money you have lent in one place, with repayments, due dates and what is still outstanding.
See moreAssets & liabilities Premium
Your home, car and investments against your loans: one net worth figure, each loan’s payoff date and maintenance planned for what you own.
See morePlan your time
Goals, habits and plans that sit beside the money that pays for them.
Goals Ultimate
Goals from a day to a decade ahead. Most measure themselves from numbers you already keep: a wallet balance, a loan, a habit, a budget.
See moreHabits Ultimate
Habits to build or to quit, from ready-made suggestions or your own. Only the days a habit is due count, and a rest day never breaks a streak.
See moreWeek plan Ultimate
Lay out a usual week once, with time boxes for work, exercise and family, and see where the hours really go.
See moreCalendar Ultimate
One calendar for your events, scheduled payments and the dates debts fall due, by day, week or month.
See moreTask boards Ultimate
Boards of cards for the jobs around the house and the side project, with columns, priorities, due dates and checklists.
See moreTo-dos Ultimate
Type a to-do in one line and it is read back as its date, tag and priority. Inbox, Today, Upcoming and Done keep the rest in order.
See moreNotifications
Bills falling due, budgets running hot and money you are owed land in one place, and you decide what you are told about.
See morePeople & projects
Who you deal with, what you are working on together, and the money between you.
People Ultimate
The people in your life, how you know them, when you last spoke and when you meant to be in touch again.
See moreOrganizations Ultimate
The companies and organizations you deal with, their people, and the money that passes between you.
See moreProjects & events Ultimate
A house move, a wedding, a trip: its budget, its tasks, who took part and every transaction that belongs to it.
See moreMessages
Conversations with the people you share money and plans with. Message anyone on Focus Pivot, or invite them by email or text.
See moreGoogle sync Ultimate
Connect a Google account to bring your contacts into People and keep your Google Calendar and your events in step.
See moreKeep it organized and safe
The filing that makes everything findable, and the sign-in that keeps it yours.
Objects
A register of the things in your life: what each one is, who owns it, who has it now, and what it has cost you.
See moreServices
The services you use, who provides them and the jobs they have done for you, with prices, dates and the money they cost.
See moreCategories
Every transaction is filed under a category. A starter set is ready for you to rename, add to and reorder.
See moreTags & labels
Tags describe and labels classify. One #vacation tag can sit on transactions, objects and people at once, and be searched everywhere.
See moreGroups
A tree of your own groups, like Home, Kitchen and Vehicles, to file your transactions and the things you own.
See moreSearch
One box at the top of every page. Type a word and it is answered from every section you use, tags and categories included.
See moreTwo-step verification
Switch it on and signing in also takes a 6-digit code, from your email or an authenticator app. On every plan, the Free plan included.
See moreSee it on your own numbers.
Start on the Free plan, with no credit card, and add the rest when you need it.